Privacy Policy

The following disclosure pertains to the use of our website. Please note the operators of this website (texasdirectlenders.com) are working strictly under an advertising capacity and may receive compensation as an affiliate from the loan offers and advertisement offers for peer to peer lending and online personal loan and offers identified online. The operators do not host forms or consumer applications on their personal web servers.

Information Collection and Use

Texasdirectlenders.com the owner of this website in conjunction with its affiliate partners and advertisers collects information from our users at several different points on our Web site. Information collected on this site may be used for analysis purposes mostly on an aggregate level.

Privacy Notice

Texasdirectlenders.com recognizes that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. This Privacy Notice generally describes our policy about how we treat that information. This notice refers Texasdirectlenders.com using the terms “we” “us” and “our.”

How we obtain information:

We obtain most of the information we need directly from you on your application or other forms you complete or from those you have authorized to provide information to us in connection with providing our services to you. We also obtain information in the course of processing and recording your transactions with us.

Information we may obtain:

The type of information we obtain depends on the type of product or service in which you express interest. The types of information we may obtain fall into the following two general categories:

– Customer Information. Customer information includes identifying information such as your name address telephone number and demographic data about you.
– Financial Information. Financial information is information covered by the Fair Credit Reporting Act and includes information such as your credit history income assets.

Security of the information:

We maintain physical electronic and procedural safeguards that comply with Federal and State laws to protect all the information we have obtained about you.

What we do with the information we obtain:

We use information about you for business purposes such as identifying the products and services which will meet your needs and for processing your applications.

Disclosure of information:

Please note we do not host applications or forms on our servers that collect personal consumer information. Our partner and financial or loan affiliate partners may in order to offer you products and services that may be of value to you we may where permitted by law disclose the customer information described above to the following anyone to whom you have authorized us to disclose the information; – others as permitted* or required by law.

Third Party Cookies and Session IDs:

This privacy statement covers the use of cookies and session IDs by Texasdirectlenders.com commonly and does not cover the use of cookies and session IDs by any advertisers sponsors or partner/linked sites.

Sharing:

Legal Disclaimer: Though we make every effort to preserve user privacy we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding a court order or legal process served on our Web site.

Links to other websites:

This Web site contains links to other sites. Please be aware that Texasdirectlenders.com is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site. Please note that Texasdirectlenders.com has financial relationships with some of the merchants mentioned here. may be compensated Texasdirectlenders.com if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

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  • FAQ for borrowers searching for personal loans in Texas

    How do I decide if a personal loan is right for me?

    A personal loan is a significant commitment. Weigh the benefits to decide whether paying interest for the privilege of borrowing money in advance is crucial. Understanding your responsibilities in addition to the reasons for taking out the loan is critical to obligating your future income to make the payments.

    How does a personal loan affect my credit score?

    Hard inquiries performed by creditors are going to knock a few points off your credit score. You can increase your credit score by making timely payments and never missing a single one. Paying late can affect your credit score and block access to future loans. 

    Do personal loans need collateral?

    Personal loans are generally approved based on creditworthiness. Typically designated as “good faith” loans, the lender won’t need collateral to guarantee that you’ll repay what you’ve borrowed. Although riskier for loan issuers, unsecured loans can cripple your ability to access further credit if you fail to repay to completion. 

    Can I change my payment due date?

    Your payment due date will be set when your short-term loan is approved and will be the same date during the month. You won’t be able to change this pre-determined date. 

    What are the different types of short-term financing?

    Short-term loans, trade credit, overdrafts and credit cards are common examples of short-term financing. Typically, the repayment period is as short as a few weeks up to five years in length. Depending on the type of financing (personal loan, unsecured loan, installment loan) and lenders terms, you will generally find many loans are between six to thirty-six months for repayment.